Terms & Conditions
Welcome to Loom Finance
powered by Braid Finance
Welcome to Loom Finance powered by Braid Finance
About Loom Finance
Loom Finance is a brand operated under Braid Finance Pty Ltd (ABN 80 638 771 007, ACL 536690). All credit services, including loan applications and financial assistance, are provided under Braid Finance’s Australian Credit Licence. Loom Finance acts as a lead generation and client referral platform within Braid Finance, assisting customers by connecting them with finance solutions.
Loom Finance Website Terms and Conditions
Loom Finance is committed to protecting your privacy. We collect, store, and use personal information in accordance with the
Privacy Act 1988 (Cth)
and the
Australian Privacy Principles (APPs).1. Information We Collect:
Personal details (name, contact information, financial details).Information provided in loan applications.Website usage data (cookies, analytics).
2. How We Use Your Information:
To assess loan applications and provide financial services.To comply with legal and regulatory obligations.To improve our services and website experience.
3. Who We Share Your Information With:
Our lending partners and service providers.Regulatory bodies if required by law.Third parties with your consent.
4. Data Security & Your Rights:
We take steps to secure your data against unauthorized access.You have the right to request access, correction, or deletion of your data.
5. Contact Us:
If you have any privacy concerns, you can contact us at:
📧Email:[email protected]
📞Phone:(07) 3733-3189
For more details, you can also refer to the
Office of the Australian Information Commissioner (OAIC):
🔹Website: www.oaic.gov.au
Cookies:
This website uses cookies to enhance your online experience. By accessing Loom Finance, you agree to the use of required cookies.
A cookie is a small text file placed on your device by a web page server. Cookies do not contain malicious software and are uniquely assigned to you. They allow websites to recognize your browser and remember information to improve your user experience.
We may use cookies to collect, store, and track information for analytics or marketing purposes. You have the option to accept or decline optional cookies. However, required cookies are necessary for website functionality. Accepting required cookies also includes third-party cookies used for services like embedded videos or interactive content.
View our [Cookies Policy] for more details.
Complaints & Dispute Resolution
At Loom Finance, we are committed to providing excellent customer service. If you have a complaint, you can contact us via:
📧Email: [email protected]
📞Phone: (07) 3733-3189
📍Address:9B 3360 Pacific Highway Springwood 4127
We will acknowledge your complaint within
5 business days
and aim to resolve it within
21 days
. If you are not satisfied with our response, you may escalate your complaint to the
Australian Financial Complaints Authority (AFCA):
Website: www.afca.org.au
Phone:1800 931 678
Email:[email protected]
License:
Unless otherwise stated, Loom Finance Pty Ltd and/or its licensors own the intellectual property rights for all material on Loom Finance. All rights are reserved.
You may access this content for personal use, subject to the restrictions outlined in these terms and conditions.
You must not:
• Copy or republish material from Loom Finance.
• Sell, rent, or sub-license material from Loom Finance.
• Reproduce, duplicate, or copy material from Loom Finance.
• Redistribute content from Loom Finance.
This agreement is effective as of the date of your first use of the website.
User-Generated Content:
Parts of this website may allow users to post and exchange opinions and information. Loom Finance Pty Ltd does not filter, edit, publish, or review content before it appears on the website. User-generated content reflects the views of the person posting and does not represent the views of Loom Finance Pty Ltd, its agents, or affiliates.
Loom Finance Pty Ltd reserves the right to monitor and remove any content deemed inappropriate, offensive, or in violation of these Terms and Conditions.
By posting content, you warrant that:
• You have the right to post and necessary licenses to do so.
• The content does not infringe on any intellectual property rights.
• The content does not contain defamatory, offensive, or unlawful material.
• The content will not be used for commercial solicitation or unlawful activity.
You grant Loom Finance Pty Ltd a non-exclusive license to use, reproduce, and edit your content in any form, format, or media.
Hyperlinking to Our Content:
Certain organizations may link to our website without prior approval:
• Government agencies
• Search engines
• News organizations
• Online directories listing Loom Finance as a business
• System-wide Accredited Businesses (excluding non-profit organizations, charity shopping malls, or fundraising groups)
Other organizations may request approval to link to our site if the link:
1) Is not deceptive.
2) Does not falsely imply sponsorship, endorsement, or approval.
3) Fits within the linking site’s context.
Approved organizations may hyperlink to our website using:
• Our corporate name.
• The uniform resource locator (URL) being linked to.
• A description relevant to the linking party’s content.
Unauthorized use of Loom Finance’s logo or branding for linking is prohibited.
Limitation of Liability
Loom Finance, operating under Braid Finance Pty Ltd (
ABN 80 638 771 007, ACL 536690
), provides lead generation and referral services only. We do not provide financial products or lending decisions. While we strive to connect clients with suitable finance solutions, we are not responsible for loan approval outcomes, lender decisions, or changes in lending policies.
To the fullest extent permitted by law, Loom Finance and Braid Finance shall not be liable for any
losses, damages, or costs
arising from:
The rejection of any loan application.Changes in lender policies or interest rates.Delays in processing loan applications.Any reliance on the information provided on this website.
Nothing in this clause limits rights under
Australian Consumer Law
where applicable.
Content Liability
We are not responsible for any content that appears on external websites linking to ours. You agree to defend and indemnify us against any claims arising from your website’s use of our content.
No external link(s) should:
• Contain defamatory, obscene, or criminal material.
• Infringe upon third-party rights.
• Promote or support illegal activity.
Reservation of Rights:
Loom Finance reserves the right to request removal of links to our website. We also reserve the right to amend these Terms and Conditions at any time.
By continuously linking to our website, you agree to be bound by and comply with these terms.
Removal of Links from Our Website:
If you find any offensive link(s) on our website, you may contact us for review. We will consider requests for removal but are not obligated to do so.
We do not guarantee that all website information is accurate, complete, or up-to-date at all times.
Disclaimer:
To the maximum extent permitted by applicable law, Loom Finance excludes all representations, warranties, and conditions relating to this website and its use.
Nothing in this disclaimer will:
• Limit or exclude liability for death or personal injury caused by negligence.
• Limit or exclude liability for fraud or fraudulent misrepresentation.
• Limit liabilities in ways not permitted under applicable law.
• Exclude liabilities that cannot be excluded under Australian law.
As long as this website is provided free of charge, Loom Finance will not be liable for any loss or damage of any nature arising from its use.
Governing Law
These Terms & Conditions are governed by the laws of Queensland, Australia. Any disputes arising in relation to these Terms will be subject to the jurisdiction of the courts of Queensland, unless otherwise required by Australian Consumer Law.
Braid Finance Compliance and Financial Services Disclaimer:
Loom Finance operates is powered by Braid Finance Pty Ltd and adheres to their regulatory framework. All financial services and lending operations facilitated through this website are conducted under the governance of Braid Finance Pty Ltd.
Loom Finance does not provide direct financial advice. Any information on this website is general in nature and should not be considered personal financial advice. Customers should seek independent financial advice before making any financial decisions.
For regulatory inquiries, please visit Braid Finance's website.
Loom Finance is powered by Braid Finance Pty Ltd (ABN 80 638 771 007, ACL 536690). All credit services are provided under Braid Finance’s Australian Credit Licence and compliance framework.
LOAN OPTIONS
POLICIES & DISCLOSURE
Disclosure:
Loom Finance may receive a commission or incentive from lenders when a loan application is approved. Referral partners (support brokers) may also receive a commission. This does not affect the total cost of your loan.
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